This website, OwnBrix.com is owned and operated by OwnBrix International. The following regulations describe the terms and conditions on which OwnBrix.com ("we" or "us") offers you access to our services and it is recommended that you read these terms and conditions carefully before using the website to be found at OwnBrix.com (the "Site"). By accessing or using the Site, you agree to be legally bound by these terms and conditions as they may be modified and posted on the Site from time to time. If you do not wish to be bound by these Terms and Conditions, then please refrain from using the site.
Changes may be made to the Terms and Conditions at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any changes that should be made.
We shall accept your registration for membership to OwnBrix.com without the need for any further written confirmation, so it is important that you take suitable precautions if you are using a computer, which can be accessed by others.
You should ensure at all times that your personal and financial details are not available to an unauthorised user.
OwnBrix.com cannot accept responsibility for any misuse arising through any unauthorised user gaining access to your account, or providing us with information without your authority.
It is your responsibility to keep you username and password safe at all times and you should not reveal it to anyone. If you believe that someone may have access to your account, it is your responsibility to change your password immediately as OwnBrix.com cannot be responsible for any unauthorised activity on your account.
OwnBrix.com and all materials and information thereon are provided on an "as is" basis. To the fullest extent permissible by applicable law, we do not make any express or implied warranties, representations or endorsements whatsoever with regard to the Site or any information or service provided through the Site. To the fullest extent permitted by law, we will not be liable to users for any loss or damage of any nature whatsoever and howsoever arising out of or in connection with the viewing, use or performance of the Site or its contents, whether due to inaccurate, error, omission or other cause and whether on the part of OwnBrix.com or any other person. Any inaccuracies or errors in information provided on OwnBrix.com are the subject of human error alone and OwnBrix.com will not be liable for any losses or damages arising through reliance on such information. In the avoidance of doubt, members are encouraged to clarify any such information that may come in to question, as OwnBrix.com cannot be held responsible at a later stage. Every effort is made to check and test material at all stages of production.
Because OwnBrix does not ask for or hold details of your income, assets and liabilities we are unable to assess your financial status. We are therefore required by law to issue an execution only notice.
You are responsible for ensuring that your computer system meets all relevant technical specifications necessary to use the Site and is compatible with the Site. You also understand that we cannot and do not guarantee or warrant that any material available for downloading from the Site will be free from infection, viruses and/or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.
If the whole or any part of a provision of these Terms and Conditions is void, unenforceable or illegal in a jurisdiction then that provision or, if permissible, the relevant part of it, will be severed in respect of that jurisdiction. The remainder of the Terms and Conditions will have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause will have no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.
The contents of the Site are protected by international copyright laws and other intellectual property rights. All rights are owned by OwnBrix International or other such third party licensors. All product and company names and logos mentioned on or in the Site may be the trademarks, service marks or trading names of their respective owners, including OwnBrix.com. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute, by any means or in any manner, any material or information on or downloaded form the Site including but not limited to text, graphics, messages, code and/or software without prior written consent. Any such use is strictly prohibited other than for personal, non-commercial use.
OwnBrix.com will not collect any personal information when you visit the Site unless you choose to provide information via our online contact form or email. Any personal information supplied is used exclusively for providing you with the information requested and will not be disclosed to any other person, third party or organisation except when we have your permission to do so, or when required by law.
OwnBrix.com will endeavour to make the Site available at all times, but cannot guarantee that the Site will operate continuously or without interruptions or be error free. You must not attempt to interfere with the proper working of the Site, and in particular, you must not attempt to circumvent security, tamper with, hack in to, or otherwise disrupt any computer system, server, site, router or any other Internet connected device. This includes the attempted unauthorised access to other members' accounts. OwnBrix.com reserves the right to suspend and prohibit any user or any user"s IP address if it is suspected that such unauthorised access or use is being attempted.
OwnBrix.com reserves the absolute right to alter, suspend or discontinue any aspect of the Site or the services provided through it. Unless explicitly stated any new features on the Site, including but not limited to the release of new services, shall be subject to these Terms and Conditions.
OwnBrix.com may provide hypertext links or other such links to other sites on the Internet for information purposes, which are operated by other parties who we believe offer services and/ or information of a property related nature which complements those offered by us and we make no representations whatsoever about any other site(s) which you may access through this Site or which may link to this Site. When you access any other site you understand that it is independent from OwnBrix.com and that we have no control over the content or availability of that site. OwnBrix.com does not endorse or accept any responsibility for the content, or the use of, such a site and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use or reliance on any such content, goods or services available on or through any such site or resource. OwnBrix.com cannot guarantee the authenticity or reliability of information provided through a linked site and has no control whatsoever over any external linked pages. Any concerns regarding any external link should be directed to its respective site administrator or site web master.
OwnBrix.com operates an affiliate program to allow members and third parties to introduce clients to the Site. The affiliate program makes payments based on the number of website "clicks" and "impressions" received by our affiliates. If it is discovered, suspected, or it is in the reasonable belief or opinion of OwnBrix.com that "clicks" or "impressions" are occurring in any fraudulent or non-genuine manner, (including but not limited to the use of auto surf programs, or purchasing impressions and or clicks in bulk from third parties) such clicks or impressions will be discounted from the credited clicks and impressions and OwnBrix.com reserves the right to exclude the affiliate from the affiliate program in addition to a permanent exclusion from membership of OwnBrix.com
OwnBrix.com members retain full responsibility for their own taxable affairs, including but not limited to rental income received on "Brix" held and capital gains realised on the sale of "Brix". Selected jurisdictions require that such tax is deducted at source, and therefore where necessary a withholding tax will be automatically applied to members" income and capital gains on "Brix" sold. Dependent on the country that a member resides in, and the tax treaty that may or may not exist with the country in which the property in question is based, members may be able to reclaim any withheld tax.
Where a member owns one or more properties without co-investors the client account will be treated as a "Portfolio Account". In the event that a portfolio account becomes overdrawn it is the members responsibility to provide sufficient funds to correct the situation. An interest charge of 0.75% per month will be applied to any overdrawn account.
If a "Portfolio Account" is overdrawn payments for property taxes and insurance and other expenses will not be made by OwnBrix on behalf of the member. This could result in fines and other costs for the member including the loss of the property.
If at any time a "Portfolio Account" is overdrawn by more than 5% of the total value of the properties in the portfolio OwnBrix will withdraw the properties from the site and issue a termination of service letter. The member will have 7 days from the issue of the termination letter to make their own management arrangements. At the end of the seven day period, OwnBrix.com will provide the member with a final statement of account. If the member is unable to pay the outstanding balance, Brix to the value of the outstanding balance will be sold to clear the debt.
OwnBrix.com may send notices to the email address provided to us by you. It is your responsibility to ensure that you notify us of any change to your email address. Any notice sent by us to your email address shall be deemed to have been delivered at the time of sending.
OwnBrix.com have the right to terminate your use of this website if we determine in our sole discretion that you have breached the Terms and Conditions herein.